Mr. Kumar Abhishek, in 2013, conceptualized the idea of ToneTag, a unique concept that harnesses the power of sound to enable payments and proximity customer engagement, eliminating any hardware dependency. Kumar aspired to bridge the last mile in financial inclusion, thereby delivering a payment experience that envelopes the critical masses irrespective of geography, internet connectivity and hardware dependency. He strongly believes that Collaborations and Partnerships enrich and drive abundance than competition. Kumar envision ToneTag to be a global cognitive energy experience through not merely sound but also other elements, hope to re-establish human intimacy using device communication. Kumar, with his business acumen and extensive experience in core banking implementation, is a recipient of the National Entrepreneurship Award 2017.Under his remarkable leadership, ToneTag has received numerous awards and recognition namely, Winner of ‘Fintech Rising Star;’ during India FinTech Awards 2016, Award for the Most Innovative and High Potential Product at NPC 2016, Winner of Infosys Fintech Connect 2017, Winner of MasterCard Start Path Global 2017, Winner of RBI’s first global hackathon – HaRBInger 2021, under two categories – ‘Context based retail solutions’ and ‘Non-mobile digital payment solutions’, Winner of National Start-up Awards 2021 for Financial Inclusion, One of the winners of Grand Challenge for Payments using Feature Phones hosted by NPCI & Bill & Melinda Gates Foundation, Awarded with ‘Innovation in Digital Payments through Emerging Technology’ by the Ministry of Electronics and Information Technology and many more. Prior to starting ToneTag, he was with Finacle core banking at Infosys and as a Senior Engineer with MindTree. In addition to his business activities in the entrepreneur space, Kumar enjoys playing golf and the saxophone.